Privacy Policy

Introduction

Hometown Cap Group, operated by Hometowncap Inc ("we," "our," or "us"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website hometowncapgroup.com and use our services.

Please read this Privacy Policy carefully. By using our website and services, you consent to the practices described in this policy.

Information We Collect

We collect information that you provide directly to us, including:

• Personal identification information (name, email address, phone number)
• Business information (business name, industry, funding needs)
• Communication preferences
• Any other information you choose to provide through our contact forms or communications

We may also automatically collect certain information when you visit our website, including your IP address, browser type, operating system, referring URLs, and information about how you interact with our website.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Respond to your inquiries and fulfill your requests
• Send you customer care and account notification messages via SMS (if you have opted in)
• Communicate with you about our services, updates, and promotional offers
• Analyze usage patterns to improve our website and services
• Comply with legal obligations and protect our rights

SMS Messaging Terms

By providing your phone number and checking the SMS consent box on our website, you expressly consent to receive text messages from Hometown Cap Group for customer care and account notifications.

• Opt-Out: You can opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After you opt out, you will receive a confirmation message and will no longer receive SMS communications from us.
• Help: For assistance with our SMS program, reply HELP to any message or contact us directly at (267) 968-0242 or Hometowncap@gmail.com.
• Message Frequency: Message frequency varies based on your interactions and account activity.
• Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: With trusted third-party service providers who assist us in operating our website and conducting our business, subject to confidentiality agreements.
• Legal Requirements: When required by law, court order, or governmental authority.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as part of the business assets.
• Protection of Rights: To protect our rights, privacy, safety, or property, and that of our users and the public.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete such information.

Your Rights and Choices

You have certain rights regarding your personal information:

• Access and update your personal information by contacting us
• Opt out of SMS communications by replying STOP
• Request deletion of your personal information (subject to certain exceptions)
• Opt out of promotional emails by following the unsubscribe instructions in those messages

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of our website and services after any changes constitutes your acceptance of the updated policy.